A cooperative built by members, for members

We exist to help everyday Kenyans save with discipline and borrow on fair, transparent terms.

Our story

Trintus Sacco was formed on a simple idea: when members pool their savings and lend to each other on fair terms, everyone grows faster than they would alone.

What began as a small savings circle has grown into a regulated Sacco serving members across business, salaried employment, and the informal sector. Our approach hasn’t changed: every shilling saved by a member strengthens the pool that funds loans for another.

Today, that discipline lets us process most loans within a week, and emergencies within a day, without compromising the security that keeps the Sacco stable for the long run.

Two colleagues shaking hands in an office

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Registered members

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Disbursed in loans

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Years serving members

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Branches countrywide

Mission, vision, and the values behind them

Our mission

To mobilise member savings and provide fast, fairly priced, fully secured credit that helps members build businesses, homes, and stronger futures.

Our vision

To be the Sacco of choice for Kenyans who want their savings to do more, through prudent, member-first financial services.

Integrity

We manage every member's savings with transparency and full accountability.

Member-first

Every product and process is built around what genuinely helps our members prosper.

Prudence

Fully secured lending keeps the Sacco stable and rates fair for everyone.

Cooperation

We grow by pooling resources together, so individual members can achieve more.

A trusted agreement between a Trintus Sacco officer and a member

Governed for our members

Trintus Sacco is directed by a Board of Directors elected from and by the membership at each Annual General Meeting, and run day-to-day by a professional management team. Every major decision, from dividend rates to new products, is made with member interests as the priority.

Come save and grow with us

Membership takes minutes to start and opens every product on this site.