Joining takes one visit, or a few minutes online
Become a member, start saving, and unlock every loan product on this site.
Who can join
Trintus Sacco welcomes individuals, groups, and organisations.
Individual
Open to any Kenyan of 18 years and above with a regular source of income.
Group / Chama
Registered self-help groups, chamas, and investment clubs can join as a single member.
Corporate
Companies and institutions can enroll their employees through a check-off arrangement.
Whether you’re growing a business, a family, or an education, membership starts the same way.
Four steps to membership
From form to fully active account.
Get the form
Download the membership form below or pick one up at any branch.
Submit your documents
Bring your completed form, ID, KRA PIN, and photos to a branch or email them in.
Make your contribution
Pay your share capital and first savings deposit via Paybill, bank, or at a branch.
Start saving and borrowing
Once approved, your account is active. Keep saving to unlock loan eligibility.
What you'll need
- A duly completed membership application form
- A copy of your National ID or valid passport
- KRA PIN certificate
- Two passport-size photographs
- Minimum share capital contribution (paid once, non-refundable while a member)
- First minimum savings deposit to activate your account
Indicative fees
Figures shown are indicative. Confirm current rates with a branch officer before paying.
Membership FAQs
Yes, a minimum monthly deposit applies to keep your account active and growing. Ask a branch officer for the current minimum, as it may be adjusted from time to time by the Board.
Ordinary savings can be withdrawn subject to the Sacco's by-laws and notice period, while share capital is only refundable on exit from membership.
Deposits can be made via M-Pesa Paybill (Business Number 000000), bank transfer, payroll check-off for corporate members, or in person at any branch.
Submit a written exit notice to any branch. Outstanding loans must be cleared and the exit process follows the notice period set out in the Sacco's by-laws before final payout.
Your savings journey starts with one deposit
Get in touch and a branch officer will walk you through the rest.